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@MISC{Huckleberry_alluvialcycles,, author = {Gary Huckleberry and Andrew I. Many alluvial cycles appear synchronous across much of the southern Colorado Plateau and are likely linked to changes in climate and flood regime.

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The bankruptcy process involves a number of filings and deadlines.

For someone who hasn't navigated the bankruptcy courts, it can be overwhelming.

Ask a bankruptcy lawyer if Chapter 13 could help you and how long it can take: The following timeline illustrates the relevant dates in the typical Chapter 13 bankruptcy case.

In the typical Chapter 13, you will follow a debt repayment plan, which can last between 3-5 years.

Four Years Before Your Bankruptcy You are not eligible for a discharge under Chapter 13 if you received a previous discharge under Chapter 7, 11 or 12 within the prior four-year period.

If the prior case was a Chapter 13, you must wait two years before you are eligible for another Chapter 13 discharge.

180 Days Before Your Bankruptcy If within 180 days before your bankruptcy you had a prior bankruptcy case that was dismissed because you failed to obey court orders or you voluntarily requested a dismissal, then, in some circumstances, you may not file your bankruptcy case until this 180-day period expires.

Also, within the 180-day period before your bankruptcy, you must receive a briefing from a certified credit counseling agency to explain financial management to you, alternatives to bankruptcy, and how to do a budget analysis 90 Days Before Your Bankruptcy You must be a resident of the state in which you intend to file your bankruptcy case for at least 90 days before the filing.

If you have not lived in the state in which you intend to file your case for at least 90 days, you may only file your case in the state where you have resided, or which has been the location of your principal assets, for a majority of the prior 180 days.

Approximately 15 Days After Your Case is Filed Within approximately 15 days after you file your case, the court will mail the Notice of Commencement of Case to you and to all of the creditors listed in your petition.

This notice will inform you of the date set by the court for the meeting of your creditors, and the deadlines for your creditors to object to your case and file their claims against you.

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